My house or our home? Transitions into sole home ownership in British couples

Mine, yours, ours, or no one's? Homeownership arrangements among cohabiting and married couples

Multiple studies examine how couples organize their economic resources, but most focus on wages, with little attention to assets. This paper helps to fill this research gap in Québec (Canada) by asking what proportion of married and cohabiting different-sex couples of working age jointly own their primary residence, instead of remaining in more independent arrangements regarding this asset-either through individual ownership of the home by the man or the woman or by not owning one at all. Also, drawing on transaction cost and institutional approaches to economic organization, we explore variation on several relationship characteristics. Individual ownership is uncommon, especially by the woman, but it is more prevalent among couples with little time together and who do not have children. Individual ownership is also more common among income-unequal couples than equal ones, because, we argue, it allows primary earners to cover housing costs without transferring wealth. Those results advance knowledge on both within-household wealth inequality and conjugal redistributive practices.

Wealth in Couples: Introduction to the Special Issue

The assumption that economic resources are equally shared within households has been found to be untenable for income but is still often upheld for wealth. In this introduction to the special issue "Wealth in Couples", we argue that within-household inequality in wealth is a pertinent and under-researched area that is ripe for development. To this end, we outline the relevance of wealth for demographic research, making the distinction between individual and household wealth. Drawing on a life-course perspective, we discuss individual wealth accumulation within couples and its links to family-demographic processes, the institutional context, and norms on pooling and sharing. We conclude with a brief summary of the main findings from the special issue and highlight implications for demographic research and for future research in this field.

Housing Affordability, Housing Tenure Status and Household Density: Are Housing Characteristics Associated with Union Dissolution?

Housing is an important dimension of social inequality between couples, but it has been largely ignored in prior research on union dissolution. Extending the literature that controlled for the stabilizing effect of homeownership, we investigate whether housing, measured as household density, housing tenure and housing affordability, is related to the risk of union dissolution. Based on data from the German Family Panel (pairfam), we analyze 3441 coresidential partnerships. We run discrete-time event-history models to assess the risk of separation within a time frame of 7 years. Housing affordability is found to be negatively related to the risk of union dissolution among couples, as those couples with a high residual income (i.e., household income after deducting housing costs) were less likely to separate than those with a lower residual income. By contrast, household density is found to be unrelated to separation. In line with previous research, our findings indicate that homeowners had more stable relationships than tenants. The analysis shows that this was the case regardless of whether the home was jointly owned or was owned by one partner only.