Personality, emotion and individual differences in response to online fraud

Asynchronous Involvement of VLPFC and DLPFC During Negative Emotion Processing: An Online Transcranial Magnetic Stimulation Study

The ventrolateral prefrontal cortex (VLPFC) and dorsolateral prefrontal cortex (DLPFC) have been found to play important roles in negative emotion processing. However, the specific time window of their involvement remains unknown. This study addressed this issue in three experiments using single-pulse transcranial magnetic stimulation (TMS). We found that TMS applied over the VLPFC at 400 ms after negative emotional exposure significantly enhanced negative feelings compared to the vertex condition. Furthermore, TMS applied over the DLPFC at both 0 ms and 600 ms after negative emotional exposure also resulted in deteriorated negative feelings. These findings provide potential evidence for the VLPFC-dependent semantic processing (∼400 ms) and the DLPFC-dependent attentional and cognitive control (∼0/600 ms) in negative emotion processing. The asynchronous involvement of these frontal cortices not only deepens our understanding of the neural mechanisms underlying negative emotion processing but also provides valuable temporal parameters for neurostimulation therapy targeting patients with mood disorders.

Travel shaming? Re-thinking travel decision making amid a global pandemic

The COVID-19 pandemic has placed the notion of "travel shaming" under the spotlight-tourists are concerned about being criticized for traveling during the pandemic. Yet the broader idea of travel-induced shaming, conceptualized as ethics-based evaluations in this paper, has not drawn much attention as consequence-based assessments in travel-related risk research. This paper presents two studies revealing a) how ethics- and consequence-based risk evaluations influence individuals' travel attitudes/intentions and b) how message framing about responsible travel affects travel shame and individuals' intentions to travel responsibly. Using structural equation modeling, Study 1 suggests that consequence- and ethics-based evaluations play key roles in predicting travelers' attitudes/intentions to travel. Moreover, social trust and self-efficacy significantly affect both types of risk evaluations. Study 2 adopts an experimental design and shows that, compared with loss-framed and controlled message conditions, gain-framed messaging can reduce travel shame and encourage tourists to travel responsibly. Theoretical and practical implications were discussed.

The role of social-psychological factors of victimity on victimization of online fraud in China

Introduction

The high incidence of online fraud in China poses a great threat to the social stability and property security of society. Victimity is the state or mindset of victims, referring to the various conditions related to being victims of crimes. Examining the association between the inherent and extrinsic factors of victimity and victimization of online fraud is of great importance for revealing the psychological mechanism of victimization and drawing up preventative measures.

Methods

Through the questionnaire survey of 504 online fraud victims and 523 non-victims, univariate analysis and logistic regression analysis were used to investigate the risk factors correlated with victimization.

Results

Age, education, and social support are positively correlated with fraud victimization, while impulsiveness, trust tendency, smartphone usage, and negative life experiences are negatively correlated with fraud victimization. Subsequent regression analyses showed that all the factors above, except for smartphone usage, are significant predictors for online fraud victimization.

Discussion

Our conceptual model and empirical results demonstrate the important role of victimity in making an individual become a victim and help clarify the mixed findings of previous studies on the risk factors for online fraud.

Mental States: A Key Point in Scam Compliance and Warning Compliance in Real Life

The internet’s convenience and anonymity have facilitated different types of covert fraud, resulting in economic, mental, and social harm to victims. Understanding why people are deceived and implementing appropriate interventions is critical for fraud reduction. Based on the Bayesian brain theory, individuals’ mental states may be a key point in scam compliance and warning compliance. Fraud victims with different mental states may construct various hypotheses and explanations about the fraud they are exposed to, causing different cognition and behavior patterns. Therefore, we first conducted a semi-structured in-depth interview with online fraud victims to investigate the individual and social factors that affect victims’ mental states. Grounded theory analysis showed five core factors influencing scam compliance: psychological traits, empirical factors, motivation, cognitive biases, and emotional imbalance. Based on our findings of psychological processes and deception’s influential factors, we then designed warnings to inform victims of fraud, particularly for those involving novel types of scams. Tested on a real-life setting, our designed warnings effectively enhanced warning compliance, allowing more fraud victims to avoid financial losses.

Integrating Individual Factors to Construct Recognition Models of Consumer Fraud Victimization

Consumer financial fraud has become a serious problem because it often causes victims to suffer economic, physical, mental, social, and legal harm. Identifying which individuals are more likely to be scammed may mitigate the threat posed by consumer financial fraud. Based on a two-stage conceptual framework, this study integrated various individual factors in a nationwide survey (36,202 participants) to construct fraud exposure recognition (FER) and fraud victimhood recognition (FVR) models by utilizing a machine learning method. The FER model performed well (f1 = 0.727), and model interpretation indicated that migration status, financial status, urbanicity, and age have good predictive effects on fraud exposure in the Chinese context, whereas the FVR model shows a low predictive effect (f1 = 0.565), reminding us to consider more psychological factors in future work. This research provides an important reference for the analysis of individual differences among people vulnerable to consumer fraud.

Charity Misconduct on Public Health Issues Impairs Willingness to Offer Help

Charity organizations positively impact our societies but charity misconduct impairs people’s willingness to contribute to charity and functional health systems on public health issues. This study investigates the impact of charity misconduct on people’s willingness to offer help on public health issues and possible ways of reducing the negative impact brought by charity misconduct news through four studies (N_total = 1269). Results showed that charity misconduct on public health issues significantly reduced individuals’ willingness to offer help via both the charity involved with the misconduct and any charity they prefer (Study 1 and 2). Furthermore, news on charity misconduct reduced people’s general willingness to help in contexts that did not involve charity (Study 3). Finally, presenting charity nonmisconduct news after charity misconduct news increases individuals’ willingness to offer help via the nonmisconduct charity (Study 4), suggesting a potential way to nudge people to provide help in the fight against the negative impact brought by charity misconduct news. The findings show the backfire of reporting charity misconduct news and have important implications for potential ways to facilitate people to offer help.

Re-Thinking the Mediating Role of Emotional Valence and Arousal between Personal Factors and Occupational Safety Attention Levels

Emotions strongly affect occupational safety attention and public health; however, the underlying mechanisms remain unknown. We investigated the mediation mechanisms of emotional valence and arousal on safety attention using real time data. In all, 70 Chinese workers performed 8400 trials of hazard recognition tasks according to a pre-designed experiment. Their emotional and safety attention levels were recorded based on their facial expressions and eye movements, and the mediating mechanics of emotional valence and arousal were examined through a hierarchical regression. The study results show that: (1) emotional valence and arousal significantly and positively affect safety attention; (2) risk tolerance and personality significantly affect emotional valence and arousal but do not significantly affect safety attention; and (3) emotional valence and arousal significantly mediate safety attention levels and personal factors. From a theoretical viewpoint, this study corroborates the mediating role of emotion on occupational safety attention and personal factors by highlighting valence and arousal. Practically, managers can develop more specific training methods tailored to the results that pertain to workers' higher emotional resilience for better occupational safety performance and health.